NZDR Stablecoin
The settlement rail underneath it all
NZDR is a NZD-referenced stablecoin built for fast, secure and low-cost settlement across the region — the engine behind the AntBank wallet and card.
NZD-referenced
Value tracked to the New Zealand dollar for predictable settlement.
Seconds, not days
Cross-border value moves in seconds, bypassing correspondent-banking delays.
Low cost
A fraction of the fees and FX spread of traditional transfers.
Always-on
Settlement runs around the clock — no cut-off times or banking holidays.
How settlement works
From cash-in to cash-out — in seconds
AntBank replaces the delays, fees and FX spreads of traditional cross-border transfers with a single stablecoin-backed rail.
- 01
Fund
A sender tops up in their local currency — from a bank account, card or cash-in partner.
- 02
Convert to NZDR
Value moves onto the NZDR settlement rail, sidestepping slow correspondent-banking hops.
- 03
Settle in seconds
Cleared funds cross borders in seconds instead of days, at a fraction of the FX spread.
- 04
Pay out
Recipients receive into their AntBank wallet, card or bank account — ready to spend.
Build on it
Bring NZDR settlement to your network
Remittance operators, merchants and institutions can settle over the NZDR rail. Let's talk about integration.